Fort Lauderdale Individual Bankruptcy Lawyer
Turning Financial Burdens Into Financial Peace of Mind
People from all different backgrounds, education and class can suddenly find themselves in financial disarray. The truth is that many people who need to file for bankruptcy are hard-working individuals who suffered considerable financial damage due to divorce, illness, economic crash or other life-changing circumstance. Filing for bankruptcy can provide a means to start over or to regain control of finances. And, contrary to what many people believe, bankruptcy relief is available for most individuals, including those with high income and significant assets.
Fort Lauderdale individual bankruptcy attorney Sherri B. Simpson is a trusted resource for consumers throughout South Florida who are experiencing debt problems. Learn how our law firm can help you eliminate debt, save your home and take control of your financial future by calling 954-769-0730 or contacting us through e-mail for a free consultation.
Consumer Bankruptcy Solutions — Debt Relief Options for Individuals
Individuals may file for bankruptcy under Chapter 7, Chapter 13 or Chapter 11 of the Bankruptcy Code. These options each follow a strict set of rules and provide different types of debt relief. Not only can an experienced bankruptcy attorney significantly reduce the stress associated with filing for bankruptcy, an experienced lawyer can help you understand your options and advise you of the most beneficial strategy for your unique situation, including:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Chapter 11 bankruptcy for individuals
Get a Clean Slate With Our Broward County Chapter 7 Bankruptcy Attorney
Do you have a considerable amount of credit card debt, medical bills or other unsecured debt? Chapter 7 bankruptcy enables individuals to discharge (eliminate) a significant amount of unsecured debt. Contrary to common misconception, many people — including those with high income — are still eligible for Chapter 7 bankruptcy/consumer straight bankruptcy. And, while some assets may be liquidated to pay creditors, with the help of an experienced lawyer, you may be capable of keeping most, if not all, assets through effective use of bankruptcy exemptions. We can guide you through the bankruptcy means test to determine if you are eligible for Chapter 7 bankruptcy and provide you with the informative advice you need during your financial struggles.
Consolidate Your Debt and Regain Control Through Chapter 13 or 11 Bankruptcy Relief
Do you want to protect your home or investment property from foreclosure, your car from repossession or other assets from liquidation? Chapter 13 bankruptcy enables individuals to stop foreclosure and other collection efforts, and keep their property. If you file for Chapter 13 bankruptcy, your debts — including delinquent mortgage payments, tax obligations and other liabilities — are consolidated into a manageable three- to five-year repayment plan. Under Chapter 13 of the Bankruptcy Code, you can protect your assets and regain control over your finances. This is something that is often considered unheard of among those suffering investment losses or other financial turmoil.
While Chapter 11 bankruptcy typically provides financial relief to corporations in financial disaster, Chapter 11 bankruptcy can also be used for individuals with significant assets or income that is above the jurisdictional limits for Chapter 13 bankruptcy. Our Fort Lauderdale law firm can provide sophisticated advice regarding bankruptcy options for individuals with high income.
Learn more about the differences between Chapter 7, 11 and 13 bankruptcy.
Helping You Beyond the Dark Times to a Brighter Financial Future
When you are dealing with unmanageable debt, have lost decade's worth of investments or are being consumed by mortgage on rental properties, financial outlook may seem grim. However, debt relief strategies are available. Utilizing more than 20 years of legal experience, with over 15 years focused on bankruptcy and foreclosure, our Fort Lauderdale individual bankruptcy attorney can guide you through the legal process — helping you evaluate questions you didn't even think to ask along the way.
Confidential Free Initial Consultation • Calls Returned Promptly • Fixed Fees Available • Major Credit Cards Accepted • 954-769-0730 • E-mail Now.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.